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Microblink

Brooklyn-based identity verification provider pivoting from document scanning specialist to comprehensive identity governance platform with AI-powered fraud prevention.

Microblink

Overview

Microblink, founded in 2013 and headquartered in Brooklyn, New York with offices in Croatia, has evolved from document OCR specialist to identity governance provider. Processing over 65 million verifications monthly, the company serves financial services, payments, hospitality, healthcare, crypto, and telecommunications sectors.

In early 2026, CEO Hartley Thompson III repositioned the company around identity governance rather than document capture, noting that "deepfakes are engaged in roughly one in four biometric attempts". Thompson introduced the "Know Your Actor" (KYA) framework for continuous trust assessment, stating: "Identity is no longer a static moment at onboarding or login. It's not just about who is involved, but what they are doing, how they are behaving, and whether their actions continue to align with the authority they've been granted."

The company is targeting agentic commerce markets where autonomous AI agents conduct transactions, and DAC8 compliance requirements for EU tax transparency. Through its Trust Talks webinar series, Thompson positions alongside executives from Visa, Block, eToro, and Veem, signaling enterprise-scale ambitions.

Key Features

  • BlinkID: Identity document scanning supporting 2,500+ document types from 140 countries
  • BlinkCard: PCI DSS compliant payment card OCR with fraud reduction
  • Know Your Actor (KYA): Continuous behavioral assessment for humans and AI agents
  • Deepfake Detection: AI-powered fraud prevention for synthetic media attacks
  • On-Device Processing: Client-side ML with 20+ models for data privacy
  • Biometric Verification: Face matching and liveness detection
  • AML Watchlist Screening: Sanctions and PEP database checks
  • Multi-Platform SDKs: iOS, Android, Web, React Native, Flutter, Xamarin
  • Sub-3-Second Verification: Complete capture-to-verification process
  • DAC8 Compliance: Multi-jurisdiction document authentication for EU tax transparency

Use Cases

Agentic Commerce Verification

E-commerce platforms enable autonomous AI agents to conduct transactions while maintaining trust through continuous behavioral assessment. The KYA framework monitors agent behavior patterns, escalating suspicious activities for human review. API-based architecture supports real-time risk scoring and adaptive step-up verification when agents deviate from expected purchasing patterns.

Financial Services Onboarding

Banks and fintech companies combat sophisticated fraud attempts where one in four biometric attempts involve deepfakes. BlinkID captures government-issued documents while advanced liveness detection prevents synthetic media attacks. The platform combines document authenticity checks with behavioral analysis for continuous trust assessment beyond initial onboarding.

DAC8 Regulatory Compliance

EU financial institutions meet DAC8 directive requirements through automated identity verification combining real-time ID document scanning, KYC processes, and BlinkCard authentication. Multi-jurisdiction document support enables cross-border verification while API integration streamlines regulatory reporting workflows.

Technical Specifications

Feature Specification
Deployment Options Cloud API, on-device SDKs, hybrid
Supported Documents 2,500+ ID types from 140 countries
Processing Speed <3 seconds capture to verification
KYA Framework Continuous behavioral assessment with AI-assisted workflows
Deepfake Detection Advanced synthetic media prevention
SDK Size 6x smaller than competitor SDKs
ML Models 20+ client-side models
Supported Platforms iOS, Android, Web, React Native, Flutter, Cordova, Xamarin
Security PCI DSS compliant, on-device processing option
Compliance GDPR, CCPA, DAC8 directive support
Monthly Verifications 65 million+ globally
Agentic Commerce API-based architecture for autonomous agent verification

Resources

Company Information

Headquarters: Brooklyn, New York, United States

Founded: 2013

Offices: New York (USA), Croatia

Monthly Verifications: 65 million+

Supported Countries: 140

Document Types: 2,500+

Email: support@microblink.com

Phone: +1-347-817-7654

Industries: Financial services, payments, hospitality, crypto, healthcare, telecommunications, iGaming