Mitek Systems

Mitek Systems is a digital identity verification and fraud prevention provider serving over 7,000 organizations worldwide with products including MiVIP, MiPass, and Mobile Deposit.

Overview

Mitek Systems specializes in AI-driven identity verification, biometric authentication, and fraud detection for banking, fintech, digital marketplaces, and iGaming sectors. The company invented the first Mobile Deposit solution in 2008 and acquired A2iA in May 2018, combining expertise in digital identity verification with document recognition technologies including OCR, ICR, and IWR. The acquisition brought together the largest private research group of PhD scientists in computer vision and machine learning for the identity verification industry.

Key Features

MiVIP: Identity verification platform combining document and biometric authentication
MiPass: Multi-modal biometric authentication system
Digital Fraud Defender: GenAI-powered fraud detection for identity verification
Check Fraud Defender: Fraud detection specifically for check processing
Mobile Deposit: Mobile check capture and processing solution
IDLive Face: Passive face liveness detection technology
IDLive Doc: Document liveness detection to prevent spoofing
IDLive Voice: Anti-spoofing voice liveness verification
CheckReader: Check recognition and processing with 80-90% straight-through processing
FieldReader: Forms processing with intelligent character recognition
DocumentReader: Digital mailroom and document automation

Use Cases

Banking and Financial Services

Financial institutions deploy Mitek's identity verification and check processing solutions for digital account opening, mobile deposit, and fraud prevention. The Mobile Deposit solution processes millions of checks globally, while MiVIP verifies customer identities during onboarding with document classification and biometric checks.

Fintech Onboarding

Fintech companies use MiPass for biometric authentication and MiVIP for identity verification during customer registration. The platform combines document verification, facial recognition, and liveness detection to meet KYC compliance requirements while maintaining user experience.

Fraud Prevention

Organizations implement Digital Fraud Defender and Check Fraud Defender to detect synthetic identities, document tampering, and presentation attacks. The systems use GenAI models to identify sophisticated fraud attempts in real-time during identity verification workflows.

Technical Specifications

Feature	Specification
Core Products	MiVIP, MiPass, Digital Fraud Defender, Check Fraud Defender, Mobile Deposit, IDLive Face/Doc/Voice, CheckReader, FieldReader, DocumentReader
Recognition Technology	OCR, ICR, IWR (Intelligent Word Recognition)
Biometrics	Passive face liveness, voice liveness, document liveness
Fraud Detection	GenAI-powered synthetic identity detection
Deployment	SDKs, APIs, cloud services
Integration	Mobile apps, web applications